Holyoke Representative wants to improve long term care insurance

BOSTON (WWLP) — A Holyoke State Representative wants to increase benefit limits on long term care insurance. 22News is working for you with how it could help you at a time when you're most vulnerable

When a person in Massachusetts pays for long term care and their health insurer goes bankrupt, the state offers a safety line. It's called the Massachusetts Life & Health Insurance Guaranty Association , a group of insurers that pays for a patient's claims when a member insurer runs out of money.

Massachusetts State Representative Aaron Vega of Holyoke has filed a bill to increase the benefit limits for long term care from $100,000 to $500,000 to help out western Massachusetts businesses. 

According to Rep. Vega, “Small financial advisors and insurance people, they're often the people that are on our Main Street, they're the small businesses in Holyoke we have a bunch of them on Northampton Street and downtown, so supporting them is really important.”

The need for long term care occurs when people can't live independently because of a car accident or chronic illness like dementia, cancer or a stroke.

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